🏦 Legal & PrivacyUpdated: September 2, 2026

Terms of Service & Nevada Mortgage Brokerage Disclosures

Reviewed by Nevada Mortgage & Real Estate Finance Editorial Board

Terms of Service, Nevada mortgage lending disclaimer, Equal Housing Opportunity disclosures, and financial modeling intellectual property policies.

Please review these Terms of Service prior to accessing the mortgage amortization models, refinance calculators, and lending monographs on https://refiinvegas.com.

1. Educational & Mortgage Calculation Purpose

All mortgage amortization models, interest rate charts, and loan comparison tools published on Refi In Vegas are provided strictly for educational and preliminary planning purposes. They do not constitute formal Loan Estimates (LE), binding rate commitments, or credit approval under the Truth in Lending Act (TILA / Regulation Z).

2. Equal Housing Opportunity

We strictly uphold the Fair Housing Act and Equal Credit Opportunity Act (ECOA), prohibiting discrimination based on race, color, religion, national origin, sex, marital status, age, or familial status.

3. Nevada Mortgage Licensing Disclosures

Formal mortgage loan originations must be conducted by NMLS-licensed mortgage loan originators adhering to Nevada Division of Mortgage Lending regulations (NRS Chapter 645B).

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Nevada Mortgage & Real Estate Finance Editorial Board

Our advisory board includes licensed Nevada mortgage professionals, real estate finance analysts, and title escrow specialists evaluating conforming, jumbo, and government loan guidelines.

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